Legal classificationBLOXI Cards are multi-purpose vouchers within the meaning of Directive EU 2016/1065 (transposed into Belgian law), usable exclusively within the BLOXI ecosystem. They do not constitute electronic money within the meaning of Directive 2009/110/EC and the Belgian Act of 11 March 2018, since they are accepted only by their issuer (BLOXI TM SRL) and not by third parties. Nor do they constitute a payment service within the meaning of Directive (EU) 2015/2366 (PSD2). No authorisation from or notification to the National Bank of Belgium is required for their issue.
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E.1 — Definitions specific to the Pillar
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E.2 — Allocation mechanism
BLOXI Cards are allocated to the Customer on eligible Orders (Store, Assist, Store at Home), sign-ups, Connect actions and referrals, according to the conditions displayed at the time of the triggering event.
The precise terms (Card rarity, face value, conditions for obtaining) are described on the product pages and in the Customer's HUB dashboard. The gems / euros ratio (10 / 1) is fixed.
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E.3 — Deferred allocation at D+14 and interaction with the right of withdrawal
To safeguard the Consumer's rights in the event of withdrawal, the actual allocation of a BLOXI Card is deferred until the expiry of the withdrawal period applicable to the Order that triggered it:
- Store : 14 days from receipt of the goods (Art. VI.47 CEL).
- Assist (non-urgent) : 14 days from conclusion of the contract.
- Store at Home : 14 days from receipt of the goods (or from conclusion for the visit service, see D.6).
- Connect : 14 days from conclusion or until the service actually begins where early performance is requested (see C.5).
- Urgent Assist with express waiver, sign-up, referral : immediate allocation, as the right of withdrawal does not apply or has already lapsed.
In the event of withdrawal :
- During the period (Card not yet credited) : the allocation is cancelled automatically, without any particular formality.
- After crediting (Card credited but not used) : in the event of valid withdrawal from the triggering Order, the Card is cancelled and the corresponding gems are debited from the Sache.
- After crediting and partial or full use : in the event of valid withdrawal from the triggering Order when the Card has already been spent, the value used is deducted from the refund owed by BLOXI in respect of the withdrawal, in proportion to the value actually consumed.
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E.4 — Use of BLOXI Cards & gems
BLOXI Cards credited to the Sache can be used as a means of payment within the BLOXI ecosystem, under the conditions displayed at the time of use. They can be combined with other means of payment (for example partial payment in BLOXI Cards with the balance by Bancontact).
BLOXI Cards are not transferable to third parties, not convertible into cash and not refundable in money, except in the event of valid withdrawal from the triggering Order (E.3) or a mandatory refund required by law.
Any gems cannot be bought directly with money : they come exclusively from credited BLOXI Cards. They can only be spent within the HUB programme and on the website's artificial intelligence services. This lack of acceptance by third parties is a condition of the classification adopted (multi-purpose vouchers, not electronic money — see box above).
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E.5 — Validity period
BLOXI Cards are valid for twelve (12) months from the date they are actually credited to the Customer's Sache. After this period, unused Cards may lose their value under the conditions communicated to the Customer. BLOXI sends the Customer a reminder on a durable medium at least thirty (30) days before each Card expires.
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E.6 — Pre-contractual information
The allocation of a BLOXI Card on a purchase is announced on the page of the product or service concerned, in accordance with the information obligation of Book VI CEL (Art. VI.2 and VI.45 CEL). The deferred allocation rule (E.3), the validity period (E.5) and the conditions of use (E.4) are accessible before the Order.
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E.7 — Signature Cards (partner brands & operators)
One Signature Card is a BLOXI Card issued on the occasion of the purchase of an eligible product from a partner brand or operator. The face value is funded by the partner ; BLOXI handles its allocation and management in the Customer's Sache and remains the Customer's point of contact for its use within the ecosystem.
- Scope of the voucher. On creation, the partner chooses the scope of the Card: usable anywhere at BLOXI, or restricted to its own products. The applicable scope is displayed on the Card before any use.
- Conditions for obtaining. Value tiers and commercial conditions (eligible range, milestones) are a matter for the agreement between the partner and BLOXI. They do not affect the Customer's statutory rights (withdrawal, warranty).
- Validity. 12 months (E.5); a permanent variant (Signature Sticky) may exist.
Continuity if the partnership ends. Signature Cards already credited to the Customer's Sache remain usable until their expiry date, regardless of whether the relationship between BLOXI and the partner continues or ends.
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E.8 — Flex & Sticky Flex Cards
The Flex is a single-use BLOXI Card, whose value (rarity) does not exceed that of the associated voucher, released in limited circulation. The Customer may hold onlyone active Flex at a time in their Sache.
The Sticky Flex is a variant that is permanent, reserved for certain profiles (notably Patrons) or special events.
Flex and Sticky Flex are subject to the same rules as other BLOXI Cards regarding non-transferability, non-convertibility into cash and interaction with the right of withdrawal (E.3, E.4). How they are obtained and circulated is described in the HUB Programme Rules (E.9).
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E.9 — Exchange & transformation of Cards (HUB Rules)
The HUB programme offers optional features allowing the Customer to exchange, combine, transform or dissolve their BLOXI Cards. Details of these features are set out in the HUB Programme Rules, accessible from the Customer's HUB area (/hub/reglement/ — slug to be confirmed). The following legally binding principles apply in all circumstances:
- Optional nature. None of these operations is compulsory. Each operation is confirmed by the Customer after its consequences have been displayed.
- Irreversibility. Certain operations are final and result in the loss of the original Card and/or its value. The Customer is clearly informed of this before confirming.
- Cost in gems. Certain operations are paid for in gems. Gems consumed in this way are neither refundable nor convertible into cash.
- Caps & conditions. Card eligibility conditions, frequency caps and any sliding scales are set out in the HUB Rules and may change (E.11).
As these mechanisms fall under loyalty and not sales, they do not in themselves give rise to a right of withdrawal; the Consumer's rights on the Order from which a Card originates remain governed by E.3.
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E.10 — Taxation (VAT)
BLOXI Cards are multi-purpose vouchers within the meaning of Directive 2016/1065 (usable for goods and services whose nature and VAT rate may vary). Consequently, VAT is due when the Card is actually used and not when it is issued.
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E.11 — Changes to the programme
BLOXI may change the terms of the HUB programme (new types of Cards, partnerships, ways of obtaining them, exchange mechanisms). Any change is communicated to the Customer on a durable medium. BLOXI Cards already credited at the time of a change remain governed by the conditions in force on the date they were actually allocated.